Frequently Asked Questions about Car Title Loans in Los Angeles
Car title loans are the fastest way to get cash in an emergency. Since the loan is based on your vehicle, determining the value is fast and this allows us to get your loan approved quickly.
Q: How do I apply for a car title loan?
A: Call (800) 677-1436 to apply over the phone or fill out the online application.
Q: How long does the loan process take at Car Title Loan Cerritos?
A: If all your documents are in order, most loans are funded within 1 hour of coming into the office.
Q: How much money can I borrow?
A: In Los Angeles, Car Title Loan Cerritos can lend up to $10,000. The amount is based on the equity in your car.
Q: Can I apply for a auto title loan with bad credit?
A: Yes. You can qualify for a auto title loan even if you have a low credit score/ Remember, we do not check!
Q: How often do I repay the loan?
A: Your monthly payment is due on the same date each month that your loan was funded. For example, if you walked out of our office on January 17th with cash, your first payment would be due February 17th.
Q: How long do I have to repay the loan?
A: Car Title Loan Cerritos offers loan terms up to 36 months. But you can pay the loan back at anytime.
Q: Can I pay the loan off earlier than scheduled?
A: Absolutely. Car title loans are a month to month loan which means you can pay the loan off at anytime with no pre-payment penalty.
Q: Do I keep possession of my car during while I have a auto title loan?
A: Of course! Once the loan is paid in full, Car Title Loan Cerritos will give you back the title.
Q: What if I don't have the title??
A: No problem! Once the loan is approved, our DMV agent can process the paperwork to request a duplicate title.
Q: What if my title isn't California?
A: Still no problem. The DMV agent can help you change it to a California title or we may be able to keep it titled in your home state.
Q: What if my registration is out?
A: Once the loan is approved, Car Title Loan Cerritos will pay the past due registration fees to the DMV agent. The DMV agent will give you a new registration card and sticker.
Q: What if I don’t have an insurance?
A: You do need to keep insurance while you have a car title loan. Your loan representative can pay your first month premium.
Call Car Title Loan Los Angeles at (800) 677-1436 to find out your loan approval amount in minutes!